You can use a debit card at an ATM to get money from your checking account.You do not build a credit history using a debit card.You apply for a credit card at a bank or store.You get a bill once a month for everything you buy with a credit card.You might pay extra money in interest if you don’t pay all of your credit card bill every month.You can use a credit card as a safer way to pay for things online.
You can build a credit history using a credit card if you pay the whole bill every month when it is dueĬan I use my debit card to buy things online?.You might have a problem with something you buy online.īut debit cards are not a good way to pay when you shop online.Ĭredit cards are safer to use when you buy things online:.It is easier to get your money back if you use a credit card.
The law says you can lose only $50 if you report it right away.
